Congratulations! You have passed your driving test. All of your hard work has paid off and you can now look forward to many years of happy motoring.
You now have the tough decision of deciding which car to go for. You may have already seen your perfect car, but aren’t sure how expensive it will be to insure. Or you may need some inspiration in finding one that’s insurance costs won’t eat up all your money.
To start off, it’s worth keeping in mind that vehicles can fall into 50 different insurance groups, with group one being the cheapest and group 50 being the most expensive. Insurance companies also take things into consideration such as the age of the car, safety features and where it will be parked when calculating cost.
To make things a bit clearer, we have compiled a list of cars that are in low insurance groups and will be the cheapest to insure if you are a new, young or teenage driver.
The Vauxhall Corsa is one of the most popular cars in Britain and it is easy to see why. It is cool, stylish and fun to drive. The good news is that its Expression Ecoflex model is in insurance group one, the cheapest insurance group.
The Citroen C1 VTr is in insurance group two and is ideal for city and urban driving. The C1 VTr is compact, making it perfect for new drivers who worry about squeezing into those tight parking spaces.
If looking for a car that has low running costs and low priced insurance, the Peugeot 107 is a car to consider. It comes in loads of fun colours too.
The Ford Ka is a fantastic first car. The current Titanium model falls into insurance group four, making it ideal for a new driver.
If you are looking for a retro-inspired car that’s insurance won’t cost the earth, then the Fiat 500 may well be the one for you. Its Pop model sits in insurance group five.
The Polo has all the quality you would expect from Volkswagen, and stylish looks to boot. The insurance will be affordable too, as it is placed in group five.
Buying your first car is a major milestone, and there is so much choice that it really is a buyers’ market. Whatever you decide to go for, make sure it is right for you, not only in cost but how you feel when driving it. Older cars may seem more appealing due to their lower price but newer cars are reliable and will have the latest safety features. Many come with warranties and service plans, giving you peace of mind.