New drivers may not be aware of all driving convictions but new data shows that the most common driving convictions are speeding, insurance offences, failing to supply correct driving ID and driving under the influence of drugs or alcohol. 

As a result, the experts at Confused.com car insurance have outlined the most common convictions, how many points you receive for each and the impact it can have on your insurance costs.

Speeding:

Speeding convictions stay on your licence for 4 years from the date of the offence 

Drink Driving:

The following stay on your licence for 11 years from the date of conviction

Drug Driving:

The following stay on your licence for 11 years from date of conviction

Insurance offences

The following stays on your licence for 4 years from the date of offence

How do I find out how many points I have on my licence?

You can view your driving licence information online. You'll also find information on endorsements and penalty points.

The impact convictions have on car insurance costs:

*Most common conviction code taken from GOV.UK

**Confused.com data. July 2022-June 2023.

FULL CONVICTIONS GUIDE HERE: https://www.confused.com/car-insurance/guides/motoring-conviction-codes

After passing your test, and that sense of having your instructor watch your every move has dissipated, it can be easy to let standards slip and forget to do the basic things you were taught during your lessons.  This is where bad habits can set in and put you, and other drivers, at risk.

Check, check and check again

First of all, throughout our driving lessons we are constantly reminded to check all areas around the car before moving off – back left, left mirror, rear view mirror, right mirror and back right. Once you get more comfortable with your surroundings it can become all to easy to neglect to run through these checks.  Forgetting to check your blind spot can result in serious accidents occurring.  When coming on to a motorway, changing lanes or pulling out of a parking space, your blind spot should always be checked for vehicles, cyclists and even pedestrians to avoid major accidents.

Indicate

The next habit drivers can get into is forgetting about that little stick behind your steering wheel – your indicator.  This causes irritation to drivers around you and can also be the cause of accidents.  If you don’t tell other cars where you are going, how are they supposed to know?  When changing lanes at a junction, or pulling out from a parked position, you should always use your indicator and make people
aware of your intentions.

Keep your distance

Driving instructors teach us allow at least a two-second gap between you and the vehicle in front. On wet roads this should be atleast doubled and increased further on icy roads.  Not long after passing our tests this is likely to be forgotten about, but tailgating is not only frustrating for both drivers involved, but it can also be dangerous.  If the driver in front decides to slam on their brakes, then not only do you go into the back of them, but this is legally your fault.  Keeping a safe distance is important when driving.

 Top up your fuel

Driving can be expensive, with outgoings including insurance, maintenance, the car and above all, the fuel.  There is a lot of choice out there and many new drivers may want to get the most out of every tank, however it can be extremely damaging to your car to be driving on empty. The sediment (dirt) from your fuel settles at the bottom of the tank so when you drive on an almost empty tank, you force this dirt to run through your car.  This can cause problems with your engine.  It may seem like you are making the most of your money but in reality this could end up costing you more.

These are many more bad habits that new drivers could pick up as they begin driving independently.  It is important to remember what you have been taught and why, as safety should be your priority at all times when driving. 

Winter is the worst time of the year for motor insurance claims. It is also the most important time for you to look after your car and make sure that it is worthy for the roads.

How to prepare your car for winter

As expected in winter, the temperatures will plummet and of course there’s always the chance of snow, so it’s important that your car is ready! Booking in for a service is a great way to insure that your car is fit for the winter conditions. It is also advised to do regular checks on your oil level, antifreeze, hazard lights, wiper blades and battery.

Driving in winter weather conditions

Driving in the snow

Driving in the snow can be nerve-wracking for the first time. It is important to remember that when you set off, you must accelerate gently, use low revs and change to a higher gear as soon as possible. This way the car is far less likely to slide or wheel spin. While you are driving, when you go on to the brakes or back on the accelerator, touch the pedals smoothly and slowly. Give yourself extra time to get to your destination and leave more space between you and the vehicle in front.

Driving in heavy rain

During or after heavy rain, you must bear in mind that there could be flooding on the roads, so you are best to give yourself extra time to get to where you are going. Be careful whilst driving as there will be low visibility due to spray from other vehicles. Do not drive quickly through flooding or large puddles as you may experience aquaplaning which could lead to a serious accident.

Driving in icy conditions

When the roads are icy, decide whether the journey is absolutely necessary. If you do need to drive, then make sure you leave plenty of time to get to where you’re going and leave as much as 10 times the normal recommended gap between you and the car in front.

Winter Driving Checklist

During winter the best thing you can do is be prepared. Here are a few things we recommend that you keep in the car at all times to avoid disaster.

• Making sure you bring de-icer and an ice scraper. This is very useful if you park the car and come back to ice all over your windows.

• In case you breakdown during the winter months, it is a good idea to have packed in the boot water, food, blankets and warm clothing for you and your passengers.

• First aid kits are always handy to have in the event you or your passengers need medical attention before the emergency services reach you.

• Unless driving is absolutely necessary, it is best to avoid driving in the really bad winter conditions.