New drivers may not be aware of all driving convictions but new data shows that the most common driving convictions are speeding, insurance offences, failing to supply correct driving ID and driving under the influence of drugs or alcohol.
As a result, the experts at Confused.com car insurance have outlined the most common convictions, how many points you receive for each and the impact it can have on your insurance costs.
Speeding:
Speeding convictions stay on your licence for 4 years from the date of the offence
|
Code |
Offence |
Number of points |
|
SP10 |
Exceeding goods vehicle speed limits |
3-6 |
|
SP20 |
Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles) |
3-6 |
|
SP30 |
Exceeding statutory speed limit on a public road |
3-6 |
|
SP40 |
Exceeding passenger vehicle speed limit |
3-6 |
|
SP50 |
Exceeding speed limit on a motorway |
3-6 |
Drink Driving:
The following stay on your licence for 11 years from the date of conviction
|
Code |
Offence |
Number of points |
|
DR10 |
Driving or attempting to drive with alcohol level above limit |
3-11 |
|
DR20 |
Driving or attempting to drive while unfit through drink |
3-11 |
|
DR30 |
Driving or attempting to drive then failing to supply a specimen for analysis |
3-11 |
|
DR31 |
Driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity |
3-11 |
|
DR61 |
Refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive |
10 |
Drug Driving:
The following stay on your licence for 11 years from date of conviction
|
Code |
Offence |
No. of points |
|
DG10 |
Driving or attempting to drive with drug level above the specified limit |
3-11 |
|
DG60 |
Causing death by careless driving with drug level above the limit |
3-11 |
|
DR80 |
Driving or attempting to drive when unfit through drugs |
3-11 |
Insurance offences
The following stays on your licence for 4 years from the date of offence
|
Code |
Offence |
No. of points |
|
IN10 |
Using a vehicle uninsured against third party risks |
6-8 |
How do I find out how many points I have on my licence?
You can view your driving licence information online. You'll also find information on endorsements and penalty points.
The impact convictions have on car insurance costs:
|
Most common conviction code* |
Average car insurance price with conviction (£)** |
No. of points on licence |
No. of years to stay on licence |
|
SP30 - Speed limit offences |
£756 |
3-6 |
4 |
|
IN10 - Vehicle insurance offences |
"£1,799" |
6-8 |
4 |
|
MS90 - Failing to supply identity of driver |
"£1,501" |
6 |
4 |
|
DR40 - Driving under the influence of drink or drugs |
"£1,842" |
10 |
4 |
*Most common conviction code taken from GOV.UK
**Confused.com data. July 2022-June 2023.
FULL CONVICTIONS GUIDE HERE: https://www.confused.com/car-insurance/guides/motoring-conviction-codes
